How Settle works
From uploading your first document to receiving closure confirmations, here is exactly what happens at every step.
Upload Your Documents
Start by uploading a certified copy of the death certificate and your executor appointment letter (Letters Testamentary). These are the foundation documents that institutions require for account closure.
- Secure, encrypted upload with AES-256 encryption
- Documents verified and stored in compliance with SOC 2 Type II
- Only shared with institutions as part of the closure process
- Support for all standard document formats
Settle Discovers Accounts
Our engine cross-references available records to build a comprehensive list of accounts that need to be closed. You review and confirm the list, then add any accounts we may have missed.
- Cross-references financial records, mail, and known service providers
- Covers banking, insurance, utilities, subscriptions, and memberships
- You review and approve the full account list
- Easy to add accounts manually if anything was missed
We Generate Closure Requests
For each account, Settle generates the institution-specific closure request with all required documentation attached. Every letter and form is tailored to the institution's exact requirements.
- Institution-specific closure letters auto-generated
- Death certificate and executor docs pre-attached
- Forms pre-filled with account and decedent information
- Each request reviewed for compliance before sending
Requests Are Submitted & Tracked
Settle sends each closure request through the institution's required channel. Whether it's certified mail, a secure portal, fax, or email, we handle the submission and track every response.
- Submitted via each institution's required channel
- Real-time status tracking on your dashboard
- Automatic follow-ups on stalled requests
- You're notified of any action items that require your input
Accounts Close, You Get Confirmation
As institutions process the closure requests, your dashboard updates in real time. Once an account is fully closed, Settle generates a closure certificate for your records and for probate court.
- Real-time dashboard updates as accounts close
- Signed closure certificates for each account
- Complete audit trail for probate court
- Final summary report when all accounts are resolved